:root{
  --ink:#17202d;--ink-2:#253247;--copper:#c66035;--copper-dark:#a94928;
  --green:#2c8c78;--green-dark:#236f60;--wine:#8f4052;--violet:#7561a8;
  --cream:#fbf8f2;--sand:#f3ede4;--paper:#fff;--text:#303b48;--muted:#667281;
  --line:#ded6cb;--error:#a83e50;--shadow:0 18px 46px rgba(23,32,45,.11);
  --sans:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--serif:Georgia,"Times New Roman",serif
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--text);font:400 16px/1.55 var(--sans)}body.menu-open,body.kf-guide-open{overflow:hidden}img{max-width:100%}button,input,select,textarea{font:inherit}.shell{width:min(calc(100% - 56px),1280px);margin-inline:auto}.eyebrow{margin:0 0 .8rem;color:var(--copper);font-size:.69rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase}.lead{color:var(--muted);line-height:1.7}.button{display:inline-flex;min-height:52px;align-items:center;justify-content:center;padding:0 1.2rem;border:1px solid var(--copper);background:var(--copper);color:#fff;text-decoration:none;font-weight:800}.button:hover{border-color:var(--copper-dark);background:var(--copper-dark)}[hidden]{display:none}

/* Header */
.topbar{background:#111821;color:#fff}.topbar__inner{min-height:36px;display:flex;align-items:center;justify-content:space-between;font-size:.7rem}.topbar__contacts{display:flex;gap:20px}.topbar a{color:#fff;text-decoration:none}.site-header{position:sticky;z-index:80;top:0;padding:0;background:transparent;transition:padding .24s}.site-header__inner{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:22px;padding:0 16px;border:1px solid transparent;background:rgba(251,248,242,.98);transition:min-height .24s,width .24s,border-color .24s,border-radius .24s,box-shadow .24s,background .24s}.site-header.is-scrolled{padding:10px 0}.site-header.is-scrolled .site-header__inner{width:min(calc(100% - 40px),1180px);min-height:64px;border-color:rgba(255,255,255,.72);border-radius:15px;background:rgba(218,211,201,.94);box-shadow:0 18px 48px rgba(23,32,45,.16),inset 0 1px rgba(255,255,255,.9);backdrop-filter:blur(22px) saturate(1.25)}.site-header.is-scrolled .kf-brand img{width:34px;height:34px}.kf-brand{display:inline-flex;align-items:center;gap:.45rem;color:var(--ink);text-decoration:none}.kf-brand img{width:42px;height:42px;object-fit:contain;transition:width .24s,height .24s}.kf-brand span{font:500 1.28rem/1 var(--serif);letter-spacing:-.035em}.kf-brand em{color:var(--copper);font-style:normal}.site-nav{display:flex;align-items:center;gap:clamp(14px,1.8vw,24px)}.site-nav a{position:relative;color:var(--ink);font-size:.74rem;font-weight:750;text-decoration:none}.site-nav a:not(.site-nav__cta):after{content:"";position:absolute;right:0;bottom:-8px;left:0;height:2px;background:var(--copper);transform:scaleX(0);transition:transform .18s}.site-nav a:hover{color:var(--copper)}.site-nav a:hover:after{transform:scaleX(1)}.site-nav .site-nav__cta{min-height:40px;display:flex;align-items:center;padding:0 1rem;border:1px solid var(--copper);background:var(--copper);color:#fff;box-shadow:0 9px 22px rgba(198,96,53,.2);transition:transform .18s,box-shadow .18s,background .18s}.site-nav .site-nav__cta:hover{background:var(--copper-dark);color:#fff;transform:translateY(-2px);box-shadow:0 13px 28px rgba(198,96,53,.28)}.menu-toggle{position:relative;width:48px;height:48px;display:none;flex:0 0 48px;padding:0;border:1px solid rgba(23,32,45,.12);border-radius:14px;background:rgba(255,255,255,.68);color:var(--ink)}.menu-toggle span{position:absolute;left:12px;width:22px;height:2px;margin:0;background:currentColor;transition:top .2s,transform .2s,opacity .15s}.menu-toggle span:nth-child(1){top:15px}.menu-toggle span:nth-child(2){top:22px}.menu-toggle span:nth-child(3){top:29px}.menu-toggle b{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.menu-toggle[aria-expanded="true"] span:nth-child(1){top:22px;transform:rotate(45deg)}.menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}.menu-toggle[aria-expanded="true"] span:nth-child(3){top:22px;transform:rotate(-45deg)}.mobile-menu{position:fixed;z-index:79;top:126px;right:16px;left:16px;max-height:calc(100dvh - 142px);overflow:auto;padding:12px 22px 20px;border:1px solid rgba(255,255,255,.72);border-radius:18px;background:rgba(251,248,242,.93);box-shadow:0 24px 60px rgba(23,32,45,.2);backdrop-filter:blur(22px) saturate(1.2)}.site-header.is-scrolled .mobile-menu{top:86px;max-height:calc(100dvh - 102px)}.mobile-menu a{display:block;padding:15px 2px;border-top:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:750}.mobile-menu a:first-child{border-top:0}
body:has(.article-toc) main{background:#fff}body:has(.article-toc) .site-header.is-scrolled{padding-bottom:0}body.menu-open:before{content:"";position:fixed;z-index:78;inset:0;background:rgba(17,24,33,.48);backdrop-filter:blur(5px)}

/* Homepage */
.kf-hero{padding:clamp(4.5rem,7vw,7.5rem) 0;background:radial-gradient(circle at 78% 18%,rgba(198,96,53,.18),transparent 27%),var(--cream);border-bottom:1px solid var(--line)}.kf-hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:7vw;align-items:center}.kf-hero h1{max-width:850px;margin:.15em 0;color:var(--ink);font:500 clamp(3.5rem,6.3vw,6.3rem)/.88 var(--serif);letter-spacing:-.06em}.kf-hero h1 em{color:var(--copper);font-style:normal}.kf-hero .lead{max-width:730px;font-size:1.12rem}.kf-actions{display:flex;align-items:center;gap:1.4rem;margin:1.8rem 0}.kf-actions>a:not(.button){color:var(--ink);font-weight:800;text-decoration:none}.kf-hero ul{display:flex;flex-wrap:wrap;gap:.5rem 1.3rem;padding:0;list-style:none;color:var(--muted);font-size:.75rem}.kf-hero li:before{content:"•";margin-right:.45rem;color:var(--copper)}.kf-hero aside{padding:2rem;background:var(--ink);color:#fff;border-top:5px solid var(--copper);box-shadow:var(--shadow)}.kf-hero aside>span{color:#dfa27f;font-size:.66rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}.kf-hero aside>strong{display:block;margin:.8rem 0 1.5rem;font:500 1.9rem/1.08 var(--serif)}.kf-hero aside>div{display:grid;grid-template-columns:35px 1fr;gap:.8rem;padding:.85rem 0;border-top:1px solid rgba(255,255,255,.14)}.kf-hero aside b{color:#dfa27f}.kf-hero aside p{margin:0;color:#d2d8df;font-size:.88rem}
.kf-offer{padding:clamp(3.5rem,6vw,6rem) 0;background:var(--sand)}.kf-offer>.shell{width:min(calc(100% - 40px),1440px);max-width:none}.kf-offer>.shell>header{display:grid;grid-template-columns:1.1fr .9fr;gap:1rem 6vw;align-items:end;margin-bottom:2.2rem}.kf-offer header .eyebrow{grid-column:1/-1}.kf-offer header h2{margin:0;color:var(--ink);font:500 clamp(2.5rem,4.2vw,4.3rem)/.96 var(--serif);letter-spacing:-.05em}.kf-offer header>p:last-child{max-width:600px;margin:0;color:var(--muted);line-height:1.65}.kf-offer__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.kf-offer-card{position:relative;display:flex;min-height:430px;overflow:hidden;flex-direction:column;padding:1.4rem;background:#fff;box-shadow:0 12px 30px rgba(23,32,45,.07)}.kf-offer-card:before{content:"";position:absolute;inset:0 0 auto;height:6px}.is-sale:before{background:var(--green)}.is-liquidation:before{background:var(--copper)}.is-debt:before{background:var(--wine)}.is-unknown:before{background:var(--violet)}.kf-offer-card__top{display:flex;align-items:center;justify-content:space-between;gap:.8rem;margin-top:.3rem}.kf-offer-card__top span{color:var(--muted);font-size:.58rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.kf-offer-card__top i{padding:.38rem .48rem;background:#edf7f3;color:var(--green-dark);font-size:.53rem;font-style:normal;font-weight:900;letter-spacing:.1em}.is-liquidation .kf-offer-card__top i{background:#fff0e8;color:var(--copper-dark)}.is-debt .kf-offer-card__top i{background:#f8eaee;color:#793344}.is-unknown .kf-offer-card__top i{background:#eee9f8;color:#5f4b91}.kf-offer-card h3{margin:1.25rem 0 .65rem;color:var(--ink);font:500 clamp(1.45rem,1.8vw,1.9rem)/1.08 var(--serif)}.kf-offer-card>p{margin:.1rem 0;color:var(--muted);font-size:.84rem;line-height:1.5}.kf-offer-card ul{margin:.8rem 0;padding:0;list-style:none}.kf-offer-card li{position:relative;padding:.47rem 0 .47rem 1.05rem;border-top:1px solid #e9e2d9;color:#4d5865;font-size:.75rem;line-height:1.45}.kf-offer-card li:before{content:"";position:absolute;left:0;top:.76rem;width:5px;height:5px;border-radius:50%;background:var(--green)}.is-liquidation li:before{background:var(--copper)}.is-debt li:before{background:var(--wine)}.is-unknown li:before{background:var(--violet)}.kf-offer-card>strong{display:block;margin:auto 0 .75rem;padding:.7rem;border-left:3px solid var(--green);background:#f2f8f6;color:var(--ink);font-size:.72rem;line-height:1.45}.is-liquidation>strong{border-color:var(--copper);background:#fff6f0}.is-debt>strong{border-color:var(--wine);background:#fbf1f3}.is-unknown>strong{border-color:var(--violet);background:#f6f3fb}.kf-offer-card>a{display:flex;min-height:48px;align-items:center;justify-content:space-between;padding:0 .8rem;background:var(--green);color:#fff;font-size:.7rem;font-weight:850;text-decoration:none}.is-liquidation>a{background:var(--copper)}.is-debt>a{background:var(--wine)}.is-unknown>a{background:var(--violet)}.kf-unsure{display:none}
.kf-decision{position:relative;padding:2.2rem 2.5rem;background:var(--ink-2);color:#fff}.kf-offer .kf-decision{width:100%;margin-top:32px}.kf-diagnostic{background:#173b3b}.kf-decision span{color:#e2a17e;font-size:.64rem;font-weight:900;letter-spacing:.14em}.kf-decision__question h3,.kf-decision__result h3{max-width:1050px;margin:.65rem 0 1.4rem;color:#fff;font:500 clamp(1.75rem,2.7vw,2.55rem)/1.08 var(--serif)}.kf-decision__question>div{display:flex;flex-wrap:wrap;gap:.7rem}.kf-decision button,.kf-decision a{min-height:48px;padding:0 1rem;border:1px solid rgba(255,255,255,.35);background:transparent;color:#fff;cursor:pointer;font-weight:800;text-decoration:none}.kf-decision__question button:hover{background:#fff;color:var(--ink)}.kf-decision__result p{max-width:820px;color:#cad1d9}.kf-decision__result a{display:inline-flex;align-items:center;gap:2rem;margin-right:.6rem;background:var(--copper);border-color:var(--copper)}.kf-decision__result>button{border:0;color:#b1bac5}.kf-guide-close{position:absolute;z-index:2;top:14px;right:14px;width:44px;height:44px;min-height:0;padding:0;border:1px solid rgba(255,255,255,.3);border-radius:50%;background:rgba(255,255,255,.08);color:#fff;font:300 1.55rem/1 var(--sans);transition:transform .18s,background .18s,border-color .18s}.kf-guide-close:hover{border-color:#fff;background:rgba(255,255,255,.18);transform:rotate(90deg) scale(1.06)}
.kf-process,.kf-proof,.kf-faq,.kf-library{padding:clamp(3.2rem,5vw,5.1rem) 0}.kf-process{background:#fff}.kf-process header{max-width:820px;margin-bottom:1.6rem}.kf-process h2,.kf-proof h2,.kf-faq h2,.kf-cta h2,.kf-library h2{margin:0;color:var(--ink);font:500 clamp(2.1rem,3.1vw,3.3rem)/1 var(--serif);letter-spacing:-.04em}.kf-process__list{border-top:1px solid var(--line)}.kf-process__list article{display:grid;grid-template-columns:72px 1fr;gap:1.2rem;padding:1.2rem 0;border-bottom:1px solid var(--line)}.kf-process__list article>b{color:var(--copper);font:500 1.75rem/1 var(--serif)}.kf-process__list h3{margin:0;color:var(--ink);font:500 1.45rem/1.1 var(--serif)}.kf-process__list p{margin:.3rem 0 0;color:var(--muted);font-size:.88rem}.kf-proof{background:var(--ink);color:#fff}.kf-proof__grid{display:grid;grid-template-columns:1fr 1fr;gap:5vw;align-items:center}.kf-proof h2{color:#fff}.kf-proof__grid>div:last-child{padding-left:1.5rem;border-left:4px solid var(--copper)}.kf-proof p{color:#c4ccd4}.kf-proof a{color:#e2a17e;font-weight:850;text-decoration:none}.kf-faq{background:var(--cream)}.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:6vw}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{position:relative;padding:1.15rem 2.5rem 1.15rem 0;color:var(--ink);cursor:pointer;font-weight:750;list-style:none}.faq summary:after{content:"+";position:absolute;right:.4rem;color:var(--copper);font-size:1.5rem}.faq details[open] summary:after{content:"−"}.faq__answer{padding:0 2.5rem 1.25rem 0;color:var(--muted);font-size:.9rem}.kf-cta{padding:3.2rem 0;background:#dfa27f}.kf-cta .shell{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center}.kf-library{background:#fff}.kf-library header{display:grid;grid-template-columns:.8fr 1.2fr;gap:1rem 5vw;margin-bottom:2rem}.kf-library header .eyebrow{grid-column:1/-1}.kf-library header>p:last-child{margin:0;color:var(--muted)}.kf-library__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.kf-library__grid a{display:flex;min-height:240px;flex-direction:column;padding:1.5rem;border:1px solid var(--line);background:var(--cream);color:inherit;text-decoration:none}.kf-library__grid a.is-featured{background:var(--ink);color:#fff}.kf-library__grid span{color:var(--copper);font-size:.64rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.kf-library__grid h3{margin:.75rem 0;color:var(--ink);font:500 clamp(1.5rem,2.1vw,1.95rem)/1.08 var(--serif)}.kf-library__grid .is-featured h3{color:#fff}.kf-library__grid p{color:var(--muted);font-size:.86rem}.kf-library__grid .is-featured p{color:#c5ccd3}.kf-library__grid b{margin-top:auto;color:var(--copper);font-size:.75rem}

/* Contact and form */
.contact-page{padding:clamp(3.5rem,5vw,5rem) 0 5rem;background:linear-gradient(145deg,#eee5d8,#fbf8f2 45%,#fff)}.pl-contact__head{max-width:1050px;margin-bottom:2rem}.breadcrumbs{display:flex;flex-wrap:wrap;gap:.6rem;color:var(--muted);font-size:.72rem}.breadcrumbs a{color:var(--copper);text-decoration:none}.pl-contact__head h1{margin:.15em 0;color:var(--ink);font:500 clamp(2.8rem,4.6vw,4.6rem)/.95 var(--serif);letter-spacing:-.05em}.pl-contact__head>p:last-child{max-width:800px;color:var(--muted)}.pl-contact__layout{display:grid;grid-template-columns:minmax(240px,.42fr) minmax(0,1fr);gap:3vw;align-items:start}.pl-contact__layout>aside{position:sticky;top:120px;padding:1.6rem;background:var(--ink);color:#fff;border-top:5px solid var(--copper)}.pl-contact__layout>aside h2{margin:0;color:#fff;font:500 1.55rem/1.12 var(--serif)}.pl-contact__layout>aside p{color:#c5ccd3;font-size:.84rem}.pl-contact__legend{display:flex;flex-wrap:wrap;gap:.5rem;margin:1rem 0}.pl-contact__legend span{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem .7rem;border:1px solid rgba(255,255,255,.12);border-radius:999px;background:rgba(255,255,255,.06);font-size:.68rem}.pl-contact__legend span:before{content:"";width:8px;height:8px;flex:0 0 8px;border-radius:50%}.pl-contact__legend .is-sale{border-color:rgba(44,140,120,.5);background:rgba(44,140,120,.16)}.pl-contact__legend .is-sale:before{background:var(--green)}.pl-contact__legend .is-liquidation{border-color:rgba(198,96,53,.52);background:rgba(198,96,53,.16)}.pl-contact__legend .is-liquidation:before{background:var(--copper)}.pl-contact__legend .is-debt{border-color:rgba(213,104,125,.5);background:rgba(213,104,125,.15)}.pl-contact__legend .is-debt:before{background:#d5687d}.pl-contact__legend .is-review{border-color:rgba(169,149,212,.5);background:rgba(169,149,212,.15)}.pl-contact__legend .is-review:before{background:#a995d4}.contact-direct{margin-top:1.4rem;padding-top:1rem;border-top:1px solid rgba(255,255,255,.15)}.contact-direct span{display:block;color:#bdc7d1;font-size:.68rem}.contact-direct a{display:block;margin:.3rem 0;color:#fff;text-decoration:none}.contact-direct>a:not(.contact-direct__email){font:500 1.4rem var(--serif)}.assessment-form{padding:clamp(1.2rem,3vw,2.4rem);background:#fff;box-shadow:var(--shadow)}.assessment-form fieldset{margin:0;padding:0;border:0}.assessment-form legend{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.pl-progress-simple{margin-bottom:1.3rem;padding-bottom:.8rem;border-bottom:1px solid var(--line)}.pl-progress-simple>div:first-child{display:flex;align-items:center;justify-content:space-between;color:var(--muted);font-size:.7rem}.pl-progress-simple strong{color:var(--ink)}.pl-progress-simple__track{height:4px;margin-top:.65rem;background:#ece5dc}.pl-progress-simple__track i{display:block;width:12.5%;height:100%;background:var(--copper);transition:width .2s}.pl-progress-controls{display:none}.js .assessment-form [data-form-step]{display:none}.js .assessment-form [data-form-step].is-active{display:block}.pl-step-head,.pl-cash-header{margin:0 0 1rem;padding:.8rem 1rem;background:var(--ink);color:#fff;border-top:4px solid var(--copper)}.pl-step--creditors .pl-step-head{background:#3e3a32;border-color:#c79645}.pl-step--offcalc .pl-step-head{background:#46515c;border-color:#91a0ad}.pl-step--assets .pl-step-head{background:#173f45;border-color:#3d9c92}.pl-step--risk .pl-step-head{background:#403755;border-color:#8b74ba}.pl-step--contact .pl-step-head{background:#23423c;border-color:#4a9d80}.pl-step-head p,.pl-cash-header .eyebrow{margin:0 0 .2rem;color:#e2a17e;font-size:.6rem;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.pl-step-head h3,.pl-cash-header h3{margin:0 0 .25rem;color:#fff;font:500 1.35rem/1.1 var(--serif)}.pl-step-head span,.pl-cash-header p:last-child{display:block;margin:0;color:#c6cdd5;font-size:.77rem}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.9rem}.assessment-form label{display:block;margin:0 0 1rem;color:var(--ink);font-size:.76rem;font-weight:750}.assessment-form label>b,.privacy-check b{color:var(--error)}.assessment-form input:not([type=checkbox]):not([type=radio]),.assessment-form select,.assessment-form textarea{width:100%;display:block;margin-top:.4rem;border:1px solid var(--line);border-radius:0;background:#fff;color:var(--text);font-size:16px;outline:0}.assessment-form input:not([type=checkbox]):not([type=radio]),.assessment-form select{height:48px;padding:0 .8rem}.assessment-form textarea{min-height:120px;padding:.8rem;resize:vertical}.assessment-form input:focus,.assessment-form select:focus,.assessment-form textarea:focus{border-color:var(--copper);box-shadow:0 0 0 3px rgba(198,96,53,.13)}.assessment-form input[type=checkbox],.assessment-form input[type=radio]{width:19px;height:19px;display:inline-grid;flex:0 0 19px;place-content:center;margin:0;border:1.5px solid #89939e;background:#fff;appearance:none}.assessment-form input[type=radio]{border-radius:50%}.assessment-form input[type=checkbox]{border-radius:3px}.assessment-form input[type=checkbox]:checked,.assessment-form input[type=radio]:checked{border-color:var(--green);background:var(--green)}.assessment-form input[type=checkbox]:checked:before{content:"✓";color:#fff;font-size:.75rem}.assessment-form input[type=radio]:checked:before{content:"";width:7px;height:7px;border-radius:50%;background:#fff}.form-choice{display:flex;flex-wrap:wrap;gap:.6rem 1.2rem;margin:0 0 1rem}.form-choice>span{width:100%;font-size:.76rem;font-weight:750}.form-choice label{display:flex;align-items:center;gap:.45rem;margin:0;font-weight:500}.pl-cash-mode{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin:1.5rem 0}.pl-risk-question>div:last-child,.pl-urgency>div{display:flex;flex-wrap:wrap;gap:.45rem}.pl-cash-mode label,.pl-risk-question label,.pl-urgency label{margin:0}.pl-cash-mode label{display:block}.pl-cash-mode input,.pl-risk-question input,.pl-urgency input{position:absolute;opacity:0}.pl-cash-mode span,.pl-risk-question label span,.pl-urgency label span{display:block;padding:.62rem .75rem;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:.72rem}.pl-cash-mode span{position:relative;min-height:108px;display:flex;align-items:center;padding:1.25rem 1.25rem 1.25rem 4.4rem;color:var(--ink);font-size:.82rem;font-weight:800;line-height:1.35}.pl-cash-mode span:before{content:"";position:absolute;left:1.35rem;top:50%;width:34px;height:34px;border:3px solid #aab2ba;border-radius:50%;transform:translateY(-50%)}.pl-cash-mode span:after{content:"";position:absolute;left:1.88rem;top:50%;width:17px;height:17px;border-radius:50%;background:var(--green);opacity:0;transform:translateY(-50%) scale(.65);transition:opacity .15s,transform .15s}.pl-cash-mode input:checked+span,.pl-risk-question input:checked+span,.pl-urgency input:checked+span{border-color:var(--green);background:#edf7f3;color:var(--green-dark)}.pl-cash-mode input:checked+span:before{border-color:var(--green)}.pl-cash-mode input:checked+span:after{opacity:1;transform:translateY(-50%) scale(1)}.pl-risk-question{display:grid;grid-template-columns:1fr auto;gap:1rem;align-items:center;padding:.85rem 0;border-top:1px solid var(--line)}.pl-risk-question strong{display:block;color:var(--ink);font-size:.8rem}.pl-risk-question small{display:block;color:var(--muted);font-size:.68rem}.pl-form-section{margin:1rem 0;padding:1rem;border:1px solid var(--line);background:var(--cream)}.pl-form-section h3{margin:0 0 .8rem;color:var(--ink);font:500 1.1rem var(--serif)}.form-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:1.2rem;padding-top:1rem;border-top:1px solid var(--line)}.form-nav button{min-height:54px;padding:0 1.2rem;border:1px solid var(--ink);background:var(--ink);color:#fff;cursor:pointer;font-size:.74rem;font-weight:800}.form-nav button[data-back]{min-width:180px;border-color:var(--ink);background:var(--ink);color:#e2a17e;text-align:left}.form-nav button:hover{border-color:var(--copper);background:var(--copper)}.form-nav button[data-back]:hover{border-color:var(--ink-2);background:var(--ink-2);color:#fff}.privacy-check{display:grid;grid-template-columns:20px 1fr;gap:.55rem}.privacy-check a{color:var(--copper)}.form-error{display:block;margin-top:.3rem;color:var(--error);font-size:.7rem}.form-alert{margin-bottom:1rem;padding:.8rem;border-left:3px solid var(--error);background:#fbf0f2;color:#793342}.form-honeypot{position:absolute;left:-10000px}.ico-control{display:block}.ico-control>i{position:static;display:block;margin-top:.4rem;color:var(--muted);font-size:.66rem;font-style:normal;line-height:1.35}.company-confirmed,.ares-result{margin:.2rem 0 1rem;padding:1rem;border-left:3px solid var(--green);background:#edf7f3}.company-confirmed>span,.ares-result>span{color:var(--green-dark);font-size:.6rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.company-confirmed strong,.ares-result strong{display:block;color:var(--ink)}.company-confirmed button{border:0;border-bottom:1px solid var(--green);background:none;color:var(--green-dark);cursor:pointer}.pl-cash-explanation,.pl-step-summary,.pl-debt-detail,.pl-risk-followup,.pl-employee-detail{margin:0 0 1rem;padding:.9rem;background:var(--cream);border-left:3px solid var(--copper)}.pl-step-summary,.pl-debt-detail{border-color:var(--green)}.pl-conflict-actions span{display:block;padding:.55rem;border:1px solid var(--line)}.pl-conflict-actions input{position:absolute;opacity:0}.pl-conflict-actions input:checked+span{border-color:var(--violet);background:#f0ecf8;color:#584585}.kf-guide-handoff{margin:0 0 1rem;padding:1rem;border:1px solid #b9d9ce;border-left:5px solid var(--green);background:#edf7f3}.kf-guide-handoff>span{color:var(--green-dark);font-size:.62rem;font-weight:900;letter-spacing:.12em}.kf-guide-handoff h3{margin:.35rem 0;color:var(--ink);font:500 1.3rem var(--serif)}.kf-guide-handoff p{margin:.3rem 0 .8rem;color:var(--muted);font-size:.78rem}.kf-guide-handoff button{min-height:36px;padding:0 .7rem;border:1px solid #9bc6ba;background:#fff;color:var(--green-dark);cursor:pointer;font-size:.68rem}.receipt{padding:1rem;background:var(--cream)}

/* Articles */
.article-hero{padding:clamp(3.5rem,6vw,6rem) 0;background:linear-gradient(135deg,var(--ink),var(--ink-2));color:#fff}.article-hero h1{margin:.2em 0;color:#fff;font:500 clamp(2.8rem,4.8vw,4.8rem)/.94 var(--serif);letter-spacing:-.05em}.article-lead{max-width:1050px;color:#c8d0da;font-size:1.05rem}.article-toc{position:sticky;z-index:70;top:74px;padding:0;background:transparent}.article-toc__inner{width:min(calc(100% - 56px),1140px);display:grid;grid-template-columns:auto repeat(6,minmax(0,auto));align-items:center;justify-content:space-between;gap:.45rem;padding:.55rem 1rem;border:1px solid rgba(255,255,255,.76);border-top:0;border-radius:0 0 13px 13px;background:rgba(218,211,201,.94);box-shadow:0 14px 30px rgba(23,32,45,.12);backdrop-filter:blur(18px) saturate(1.18)}.article-toc__inner>span,.article-toc a{min-width:0;padding:.45rem .25rem;color:var(--muted);font-size:clamp(.55rem,.68vw,.68rem);line-height:1.25;text-align:center;text-decoration:none;white-space:normal}.article-toc a b{margin-right:.35rem;color:var(--copper)}.toc-mobile-toggle{display:none}.article-opening,.article-content,.article-faq,.article-next{padding:clamp(3rem,5vw,5rem) 0}.article-opening{background:#fff}.article-opening__grid{display:grid;grid-template-columns:1fr 1fr;gap:5vw}.article-opening__grid>div:first-child p{font-size:1.05rem;line-height:1.75}.article-highlights article{display:grid;grid-template-columns:35px 1fr;gap:.8rem;padding:1rem;border-left:4px solid var(--green);background:var(--cream)}.article-highlights article+article{margin-top:.7rem}.article-highlights article:nth-child(2){border-color:var(--copper)}.article-highlights article:nth-child(3){border-color:var(--wine)}.article-highlights span{color:var(--copper);font-size:.7rem}.article-highlights p{margin:.2rem 0;color:var(--muted);font-size:.78rem}.chapter-context{padding:1.3rem 0;background:var(--sand)}.chapter-context__inner{display:grid;grid-template-columns:auto 1fr auto;gap:2rem;align-items:center}.chapter-context span{display:block;color:var(--muted);font-size:.65rem}.chapter-context p{margin:0;color:var(--muted);font-size:.78rem}.chapter-context a{color:var(--copper);font-size:.75rem;font-weight:800;text-decoration:none}.article-layout{display:grid;grid-template-columns:300px 1fr;gap:5vw;align-items:start}.article-layout>aside{position:sticky;top:120px;padding:1.3rem;border-top:4px solid var(--copper);background:var(--cream)}.article-layout>aside h2{margin:.3rem 0;color:var(--ink);font:500 1.6rem/1.1 var(--serif)}.article-layout>aside p{color:var(--muted);font-size:.82rem}.article-layout>aside a{color:var(--copper);font-size:.75rem;font-weight:800;text-decoration:none}.article-copy section{padding:1.6rem 0;border-top:1px solid var(--line)}.article-copy__number{color:var(--copper);font-size:.68rem;font-weight:800}.article-copy h2{margin:.35rem 0;color:var(--ink);font:500 clamp(1.8rem,2.7vw,2.45rem)/1.05 var(--serif)}.article-copy p{color:var(--muted);line-height:1.75}.chapter-navigation__grid{display:grid;grid-template-columns:1fr 1fr}.chapter-navigation a{padding:1.4rem;border:1px solid var(--line);color:var(--ink);text-decoration:none}.chapter-navigation a:last-child{text-align:right}.chapter-navigation span{display:block;color:var(--copper);font-size:.66rem}.article-next{background:var(--ink);color:#fff}.article-next__grid{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center}.article-next h2{margin:0;color:#fff;font:500 clamp(2.1rem,3vw,3.2rem)/1 var(--serif)}

/* Footer and dialogs */
.zf-footer{padding:4rem 0 0;border-top:6px solid var(--copper);background:#111821;color:#fff}.zf-footer-grid{display:grid;grid-template-columns:1.45fr repeat(4,minmax(130px,1fr));gap:clamp(1.5rem,3vw,3.2rem)}.kf-brand--footer{color:#fff}.zf-footer-brand-column p{max-width:390px;color:#aeb7c1;font-size:.82rem}.zf-footer h2{margin:0 0 .8rem;color:#fff;font:500 1.1rem var(--serif)}.zf-footer-nav,.zf-footer-contact{display:flex;flex-direction:column;gap:.55rem}.zf-footer a{color:#b9c1ca;text-decoration:none;font-size:.78rem;transition:color .18s,transform .18s}.zf-footer a:hover{color:#fff;transform:translateX(3px)}.ecosystem-links{display:flex;flex-wrap:wrap;gap:1rem 2rem;margin-top:2.5rem;padding:1.2rem 0;border-top:1px solid #34404c}.ecosystem-links span{color:#788490;font-size:.68rem;text-transform:uppercase}.pl-footer-bottom{background:#0c1219}.zf-footer-legal{display:flex;justify-content:space-between;gap:2rem;padding:1.2rem 0;color:#89939e;font-size:.67rem}.zf-footer-legal p{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;margin:0}.zf-footer-meta{display:flex;gap:1rem}.pl-legal-glass{width:min(900px,calc(100% - 32px));max-height:calc(100dvh - 32px);padding:0;overflow:hidden;border:1px solid rgba(255,255,255,.7);border-radius:20px;background:rgba(255,255,255,.96);box-shadow:0 35px 100px rgba(23,32,45,.32);backdrop-filter:blur(22px)}.pl-legal-glass::backdrop{background:rgba(17,24,33,.7);backdrop-filter:blur(7px)}.pl-legal-glass__bar{display:flex;min-height:60px;align-items:center;justify-content:space-between;padding:0 1.2rem;border-bottom:1px solid var(--line)}.pl-legal-glass__bar button{width:42px;height:42px;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--ink);font-size:1.35rem;transition:transform .18s,border-color .18s,color .18s}.pl-legal-glass__bar button:hover{border-color:var(--copper);color:var(--copper);transform:rotate(90deg)}.pl-legal-glass__content{max-height:calc(100dvh - 92px);overflow:auto;padding:2rem}.back-to-top{position:fixed;z-index:60;right:18px;bottom:18px;width:38px;height:38px;border:0;border-radius:12px;background:rgba(23,32,45,.88);color:#fff;box-shadow:0 8px 20px rgba(23,32,45,.2);opacity:0;pointer-events:none;transform:translateY(16px) scale(.9);transition:opacity .2s,transform .2s,background .2s}.back-to-top i{font:500 1rem/1 var(--sans);font-style:normal}.back-to-top:hover{background:var(--copper);transform:translateY(-2px) scale(1.03)}.back-to-top.is-visible{opacity:1;pointer-events:auto;transform:translateY(0) scale(1)}

/* Stable guide stage */
@media(min-width:1025px),(min-width:761px) and (orientation:landscape){.kf-offer .kf-decision:not([hidden]){height:350px;min-height:350px;max-height:350px;display:flex;align-items:center;overflow-y:auto}.kf-offer .kf-decision__question,.kf-offer .kf-decision__result{width:100%;margin:auto}}
@media(max-width:1250px){.kf-offer__grid{grid-template-columns:repeat(2,1fr)}.zf-footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.kf-hero__grid,.kf-proof__grid,.faq-layout,.article-opening__grid,.pl-contact__layout,.article-layout{grid-template-columns:1fr}.kf-hero aside{max-width:650px}.pl-contact__layout>aside,.article-layout>aside{position:static}.kf-cta .shell,.article-next__grid{grid-template-columns:1fr}.chapter-context__inner{grid-template-columns:1fr}.site-nav{display:none}.menu-toggle{display:block}.mobile-menu:not([hidden]){display:block}.article-toc{display:none}}
@media(max-width:1024px) and (orientation:portrait){.article-toc{display:none}.kf-decision:not([hidden]){position:fixed;z-index:10000;inset:0;display:flex;min-height:100dvh;overflow-y:auto;flex-direction:column;justify-content:center;margin:0;padding:max(74px,8vh) max(24px,6vw);background:linear-gradient(145deg,var(--ink),var(--ink-2))}.kf-diagnostic:not([hidden]){background:linear-gradient(145deg,#143735,#1f5550)}.kf-decision__question,.kf-decision__result{width:min(100%,760px);margin:auto}.kf-decision__question>div{display:grid;grid-template-columns:1fr}.kf-guide-close{position:fixed;top:18px;right:18px}}
@media(max-width:650px){.shell,.kf-offer>.shell{width:calc(100% - 32px)}.topbar__inner>span{display:none}.topbar__inner{justify-content:flex-end}.site-header__inner{min-height:64px}.kf-brand img{width:38px;height:38px}.kf-brand span{font-size:1.2rem}.kf-hero{padding:3.2rem 0}.kf-hero h1{font-size:clamp(3.2rem,16vw,4.7rem)}.kf-actions{align-items:stretch;flex-direction:column}.kf-offer__grid,.kf-library__grid,.form-grid,.zf-footer-grid{grid-template-columns:1fr}.kf-offer-card{min-height:auto}.kf-process__list article{grid-template-columns:43px 1fr}.kf-process__list article>b{font-size:1.3rem}.kf-process__list h3{font-size:1.2rem}.pl-risk-question{grid-template-columns:1fr}.assessment-form{padding:1rem}.form-nav--final{align-items:stretch;flex-direction:column}.form-nav--final button{width:100%}.zf-footer-legal{align-items:flex-start;flex-direction:column}.chapter-navigation__grid{grid-template-columns:1fr}.chapter-navigation a:last-child{text-align:left}}

/* Contact channels and current KonecFirmy outcomes */
.contact-channels{display:grid;grid-template-columns:repeat(3,1fr);margin:0 0 2rem;border:1px solid var(--line);background:#fff}
.contact-channels>div{min-height:145px;padding:1.25rem;border-left:1px solid var(--line)}
.contact-channels>div:first-child{border-left:0}
.contact-channels span,.contact-channels small{display:block;color:var(--muted);font-size:.68rem}
.contact-channels span{margin-bottom:.55rem;color:var(--copper);font-weight:850;letter-spacing:.1em;text-transform:uppercase}
.contact-channels a,.contact-channels strong{display:block;margin-bottom:.45rem;color:var(--ink);font:500 clamp(1.25rem,2vw,1.7rem)/1.1 var(--serif);text-decoration:none}
.ares-modal{z-index:104;width:min(620px,calc(100% - 32px));padding:clamp(1.5rem,4vw,2.6rem);overflow:visible;border:1px solid rgba(255,255,255,.72);border-radius:20px;background:rgba(255,255,255,.97);color:var(--text);box-shadow:0 35px 100px rgba(23,32,45,.35);backdrop-filter:blur(22px)}
.ares-modal[open]{position:fixed;inset:50% auto auto 50%;transform:translate(-50%,-50%)}
.ares-modal__x{position:absolute;top:16px;right:16px;width:40px;height:40px;padding:0;border:1px solid var(--line);border-radius:50%;outline:0;background:#fff;color:var(--ink);font-size:1.35rem;transition:transform .18s,border-color .18s,color .18s,box-shadow .18s}
.ares-modal__x:hover{border-color:var(--copper);color:var(--copper);transform:rotate(90deg)}
.ares-modal__x:focus-visible{border-color:var(--green);box-shadow:0 0 0 4px rgba(44,140,120,.16)}
.ares-modal__state{width:38px;height:38px;display:grid;place-items:center;margin-bottom:1rem;border-radius:50%;background:#e7f4f0;color:var(--green-dark);font-size:1rem;font-weight:900}
.ares-modal h2{max-width:85%;margin:.3rem 0;color:var(--ink);font:500 clamp(2rem,5vw,3.4rem)/1 var(--serif)}
.ares-modal__details{display:grid;grid-template-columns:92px minmax(0,1fr);gap:.55rem 1rem;margin:1.2rem 0;padding:1rem;border-left:4px solid var(--green);background:#edf7f3}
.ares-modal__details span{color:var(--muted);font-size:.7rem;font-weight:750}
.ares-modal__details strong{min-width:0;color:var(--ink);font-size:.78rem;line-height:1.45;overflow-wrap:anywhere}
.ares-modal__actions{display:flex;justify-content:flex-end;gap:.7rem;margin-top:1.4rem;padding-top:1rem;border-top:1px solid var(--line)}
.ares-modal__actions button{min-height:46px;padding:0 1rem;border:1px solid var(--green);background:#fff;color:var(--green-dark);font-weight:800}
.ares-modal__actions button:last-child{background:var(--green);color:#fff}
.ares-backdrop{position:fixed;z-index:103;inset:0;background:rgba(17,24,33,.7);backdrop-filter:blur(7px)}
.success-modal{z-index:102;width:min(680px,calc(100% - 32px));padding:clamp(1.6rem,4vw,3rem);overflow:hidden;border:1px solid rgba(255,255,255,.72);border-top:7px solid var(--green);border-radius:20px;background:rgba(255,255,255,.97);color:var(--text);box-shadow:0 35px 100px rgba(23,32,45,.35);backdrop-filter:blur(22px)}
.success-modal[open]{position:fixed;inset:50% auto auto 50%;transform:translate(-50%,-50%)}
.success-modal h2{margin:.3rem 0;color:var(--ink);font:500 clamp(2.2rem,5vw,3.7rem)/1 var(--serif)}
.success-modal>p{color:var(--muted)}
.success-modal>button{min-height:46px;padding:0 1rem;border:0;background:var(--copper);color:#fff;font-weight:800}
.success-backdrop{position:fixed;z-index:101;inset:0;background:rgba(17,24,33,.7);backdrop-filter:blur(7px)}
.pl-result-modal__status{display:flex;align-items:center;gap:.6rem;color:var(--green-dark);font-weight:800}
.pl-result-modal__status i{width:10px;height:10px;border-radius:50%;background:var(--green)}
.pl-result-modal.is-review{border-top-color:var(--violet)}
.pl-result-modal.is-review .pl-result-modal__status{color:#584585}
.pl-result-modal.is-review .pl-result-modal__status i{background:var(--violet)}
.pl-result-modal.is-debt{border-top-color:var(--wine)}
.pl-result-modal.is-debt .pl-result-modal__status{color:#793344}
.pl-result-modal.is-debt .pl-result-modal__status i{background:var(--wine)}
.pl-result-modal__note{padding-top:1rem;border-top:1px solid var(--line);font-size:.72rem}
.thank-you{min-height:70vh;display:grid;place-items:center;padding:3rem 1rem;background:var(--sand)}
.thank-you__card{width:min(760px,100%);padding:clamp(1.5rem,5vw,3.5rem);background:#fff;box-shadow:var(--shadow)}
.thank-you h1{margin:.2rem 0;color:var(--ink);font:500 clamp(2.6rem,6vw,4.5rem)/1 var(--serif)}
.thank-you__card>p{color:var(--muted)}
.hero__actions{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.5rem}
.button--light{background:#fff;color:var(--copper)}
.form-captcha-error{margin:10px 0 0}.form-submit:disabled{cursor:wait;opacity:.72}
.pl-cash-header{margin-bottom:0;padding:1.15rem 1.25rem}
.pl-cash-explanation{margin:0 0 1.5rem;padding:1.15rem 1.25rem;border:1px solid var(--line);border-top:0;border-left:4px solid var(--copper);background:var(--cream)}
.pl-cash-details{margin:0 0 1.5rem;padding:1.2rem;border:1px solid var(--line);background:#f8faf9}
.pl-cash-details .form-grid{grid-template-columns:minmax(0,1fr)}
.form-nav>span:first-child{flex:1}
.form-nav>span:first-child+button:last-child{min-width:min(100%,390px)}
body:has(.assessment-form) .back-to-top{display:none}
@media(max-width:650px){.contact-channels{grid-template-columns:1fr}.contact-channels>div{min-height:0;border-top:1px solid var(--line);border-left:0}.contact-channels>div:first-child{border-top:0}}
@media(max-width:650px){.pl-cash-mode{grid-template-columns:1fr;gap:.7rem}.pl-cash-mode span{min-height:82px;padding-left:4rem}.pl-cash-mode span:before{left:1.15rem;width:31px;height:31px}.pl-cash-mode span:after{left:1.62rem;width:16px;height:16px}.pl-cash-details{padding:1rem}.form-nav{align-items:stretch}.form-nav>span:first-child{display:none}.form-nav button{min-height:52px}.form-nav button[data-back]{min-width:96px;padding:0 .8rem}.form-nav>span:first-child+button:last-child{width:100%;min-width:0}}
@media(max-width:500px){.ares-modal{padding:1.35rem}.ares-modal h2{max-width:calc(100% - 48px);font-size:2rem}.ares-modal__details{grid-template-columns:76px minmax(0,1fr);gap:.45rem .7rem;padding:.85rem}.ares-modal__actions{align-items:stretch;flex-direction:column-reverse}.ares-modal__actions button{width:100%}}

/* Unified interaction language */
:where(a,button,summary,label:has(input),select){transition:color .18s ease,background-color .18s ease,border-color .18s ease,box-shadow .18s ease,transform .18s ease,opacity .18s ease}
:where(a,button,summary,label:has(input),select):focus-visible{outline:3px solid rgba(44,140,120,.3);outline-offset:3px}
.topbar a:hover,.breadcrumbs a:hover,.privacy-check a:hover,.kf-proof a:hover,.chapter-context a:hover,.article-layout>aside a:hover{color:var(--green);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:4px}
.kf-brand:hover{transform:translateY(-1px)}.kf-brand:hover em{color:var(--green-dark)}
.menu-toggle:hover{border-color:rgba(198,96,53,.55);background:#fff;box-shadow:0 8px 18px rgba(23,32,45,.12);transform:translateY(-1px)}
.mobile-menu a:hover{padding-left:.6rem;color:var(--copper);background:rgba(198,96,53,.06)}
.button:hover,.success-modal>button:hover{box-shadow:0 12px 26px rgba(169,73,40,.24);transform:translateY(-2px)}
.kf-actions>a:not(.button){position:relative}.kf-actions>a:not(.button):after{content:"";position:absolute;right:0;bottom:-5px;left:0;height:2px;background:var(--green);transform:scaleX(0);transform-origin:left;transition:transform .18s ease}.kf-actions>a:not(.button):hover{color:var(--green-dark)}.kf-actions>a:not(.button):hover:after{transform:scaleX(1)}
.kf-offer-card{transition:transform .2s ease,box-shadow .2s ease}.kf-offer-card:hover{box-shadow:0 20px 42px rgba(23,32,45,.13);transform:translateY(-5px)}
.kf-offer-card>a{transition:filter .18s ease,box-shadow .18s ease,transform .18s ease}.kf-offer-card>a:hover{filter:brightness(.9);box-shadow:0 10px 22px rgba(23,32,45,.16);transform:translateY(-2px)}
.kf-decision button:hover,.kf-decision a:hover{box-shadow:0 9px 22px rgba(0,0,0,.2);transform:translateY(-2px)}
.faq summary:hover{padding-left:.55rem;color:var(--copper);background:rgba(198,96,53,.045)}.faq summary:hover:after{transform:scale(1.16)}
.kf-library__grid a{transition:border-color .2s ease,box-shadow .2s ease,transform .2s ease}.kf-library__grid a:hover{border-color:var(--copper);box-shadow:0 18px 34px rgba(23,32,45,.12);transform:translateY(-4px)}
.contact-channels>div{transition:background-color .18s ease}.contact-channels>div:hover{background:#f7f3ed}.contact-channels a:hover,.contact-direct a:hover{color:#dfa27f;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:4px}
.pl-contact__legend span{transition:border-color .18s ease,filter .18s ease,transform .18s ease}.pl-contact__legend span:hover{filter:brightness(1.15);transform:translateY(-2px)}
.assessment-form select:hover,.assessment-form input:not([type=checkbox]):not([type=radio]):hover,.assessment-form textarea:hover{border-color:#b9aa98}
.form-choice label:hover,.pl-cash-mode label:hover,.pl-risk-question label:hover,.pl-urgency label:hover,.pl-conflict-actions label:hover{color:var(--green-dark)}
.pl-cash-mode label:hover span,.pl-risk-question label:hover span,.pl-urgency label:hover span,.pl-conflict-actions label:hover span{border-color:var(--green);background:#f3faf8;box-shadow:0 8px 18px rgba(44,140,120,.09);transform:translateY(-2px)}
.company-confirmed button:hover{color:var(--copper);border-bottom-color:var(--copper)}
.kf-guide-handoff button:hover,.ares-modal__actions button:hover{border-color:var(--green-dark);background:var(--green-dark);color:#fff;box-shadow:0 8px 18px rgba(44,140,120,.18);transform:translateY(-2px)}
.article-toc a{position:relative}.article-toc a:after{content:"";position:absolute;right:.25rem;bottom:.12rem;left:.25rem;height:2px;background:var(--copper);transform:scaleX(0);transition:transform .18s ease}.article-toc a:hover{color:var(--ink)}.article-toc a:hover:after{transform:scaleX(1)}
.chapter-navigation a:hover{position:relative;z-index:1;border-color:var(--copper);background:var(--cream);box-shadow:0 10px 24px rgba(23,32,45,.1);transform:translateY(-3px)}
.ecosystem-links a:hover{color:#fff;transform:translateY(-2px)}
@media(hover:none){.kf-offer-card:hover,.kf-library__grid a:hover,.chapter-navigation a:hover{transform:none}}
@media(prefers-reduced-motion:reduce){:where(a,button,summary,label:has(input),select),.kf-offer-card,.kf-library__grid a{transition:none}.kf-offer-card:hover,.kf-library__grid a:hover,.chapter-navigation a:hover,.button:hover{transform:none}}

/* Contact outcome key: colour belongs to the dot, not to a decorative box */
.pl-contact__legend{display:grid;grid-template-columns:1fr;gap:.45rem}
.pl-contact__legend span{padding:0;border:0;border-radius:0;background:transparent;font-size:.72rem}
.pl-contact__legend .is-sale,.pl-contact__legend .is-liquidation,.pl-contact__legend .is-debt,.pl-contact__legend .is-review{border:0;background:transparent}
.pl-contact__legend span:hover{filter:none;transform:translateX(3px)}

/* Cash state: restrained choice rows; zero is safe, any recorded amount is warning */
.pl-cash-mode{gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.pl-cash-mode label+label{border-left:1px solid var(--line)}
.pl-cash-mode span{min-height:76px;padding:1rem 1.25rem 1rem 2rem;border:0;background:#fff;font-size:.8rem}
.pl-cash-mode span:before{left:.75rem;width:4px;height:32px;border:0;border-radius:0;background:#aab2ba;transform:translateY(-50%)}
.pl-cash-mode span:after{display:none}
.pl-cash-mode label:hover span{border:0;background:#f8f6f2;box-shadow:none;transform:none}
.pl-cash-mode label:first-child input:checked+span{border:0;background:#edf7f3;color:var(--green-dark)}
.pl-cash-mode label:first-child input:checked+span:before{border:0;background:var(--green)}
.pl-cash-mode label:last-child input:checked+span{border:0;background:#fbf0f2;color:#793344}
.pl-cash-mode label:last-child input:checked+span:before{border:0;background:var(--error)}
.pl-cash-details:has(input[name="cash_register"]:valid){border-color:#e2bcc4;border-left:4px solid var(--error);background:#fff7f8}
.pl-cash-details input[name="cash_register"]:valid{border-color:var(--error)}
@media(max-width:650px){.pl-cash-mode{gap:0}.pl-cash-mode label+label{border-top:1px solid var(--line);border-left:0}.pl-cash-mode span{min-height:66px;padding-left:2rem}.pl-cash-mode span:before{left:.75rem;width:4px;height:28px}}

/* Scrolled navigation island and attached article contents */
.site-header.is-scrolled{padding:12px 0}
.site-header.is-scrolled .site-header__inner{width:min(calc(100% - 32px),1240px);min-height:78px;padding:9px 22px;border-color:rgba(255,255,255,.3);border-radius:18px;background:linear-gradient(135deg,rgba(51,63,79,.92),rgba(27,36,49,.9));box-shadow:0 20px 52px rgba(17,24,33,.25),inset 0 1px rgba(255,255,255,.2),inset 0 -1px rgba(255,255,255,.06);backdrop-filter:blur(18px) saturate(1.12)}
.site-header.is-scrolled .kf-brand img{width:42px;height:42px}
.site-header.is-scrolled .kf-brand span,.site-header.is-scrolled .site-nav a{color:#fff}
.site-header.is-scrolled .kf-brand em{color:#f1a27c}
.site-header.is-scrolled .kf-brand:hover em,.site-header.is-scrolled .site-nav a:hover{color:#ffd1ba}
.site-header.is-scrolled .site-nav a:not(.site-nav__cta):after{background:#f1a27c}
.site-header.is-scrolled .menu-toggle{border-color:rgba(255,255,255,.36);background:rgba(255,255,255,.12);color:#fff}
.site-header.is-scrolled .mobile-menu{top:104px;max-height:calc(100dvh - 120px)}
body:has(.article-toc) .site-header.is-scrolled{padding-bottom:0}
.article-toc{top:90px}
.article-toc__inner{width:min(calc(100% - 56px),1180px);gap:.7rem;padding:.7rem 1.2rem;background:rgba(225,219,209,.96);box-shadow:0 14px 30px rgba(23,32,45,.14)}
.article-toc__inner>span,.article-toc a{padding:.48rem .3rem;color:#3f4c59;font-size:clamp(.66rem,.76vw,.76rem);font-weight:720;line-height:1.2}
.article-toc__inner>span{color:var(--ink);font-weight:850}
.article-toc a b{margin-right:.38rem;font-weight:900}

/* One precisely centred close control for every overlay */
.kf-guide-close,.pl-legal-glass__bar button,.ares-modal__x{position:relative;width:40px;height:40px;min-height:40px;display:grid;place-items:center;padding:0;border-radius:50%;font-size:0;line-height:0}
.kf-guide-close:before,.kf-guide-close:after,.pl-legal-glass__bar button:before,.pl-legal-glass__bar button:after,.ares-modal__x:before,.ares-modal__x:after{content:"";position:absolute;top:50%;left:50%;width:15px;height:2px;border-radius:2px;background:currentColor;transform:translate(-50%,-50%) rotate(45deg);transition:width .18s ease,transform .18s ease}
.kf-guide-close:after,.pl-legal-glass__bar button:after,.ares-modal__x:after{transform:translate(-50%,-50%) rotate(-45deg)}
.kf-guide-close:hover,.pl-legal-glass__bar button:hover,.ares-modal__x:hover{transform:none}
.kf-guide-close:hover:before,.pl-legal-glass__bar button:hover:before,.ares-modal__x:hover:before{width:18px;transform:translate(-50%,-50%) rotate(135deg)}
.kf-guide-close:hover:after,.pl-legal-glass__bar button:hover:after,.ares-modal__x:hover:after{width:18px;transform:translate(-50%,-50%) rotate(45deg)}
.pl-legal-glass__bar{padding-right:1rem}

/* Clear commercial hand-off between choosing a situation and the process */
.kf-expect{padding:2.2rem 0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kf-expect__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0}
.kf-expect article{padding:0 1.6rem;border-left:1px solid var(--line)}
.kf-expect article:first-child{padding-left:0;border-left:0}.kf-expect article:last-child{padding-right:0}
.kf-expect span{display:block;margin-bottom:.45rem;color:var(--copper);font-size:.62rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.kf-expect strong{display:block;color:var(--ink);font:500 1.25rem/1.2 var(--serif)}
.kf-expect p{margin:.6rem 0 0;color:var(--muted);font-size:.76rem;line-height:1.55}

/* Footer composition for tablet and mobile */
@media(max-width:900px){
 .zf-footer{padding-top:3rem}.zf-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:2rem 3rem}
 .zf-footer-brand-column{grid-column:1/-1;text-align:center}.zf-footer-brand-column .kf-brand{justify-content:center}.zf-footer-brand-column p{margin:1rem auto 0}
 .zf-footer-nav,.zf-footer-contact{align-items:center;text-align:center}
 .ecosystem-links{justify-content:center;text-align:center}
 .zf-footer-legal{align-items:center;text-align:center}.zf-footer-legal p{justify-content:center}.zf-footer-meta{justify-content:center}
 .kf-expect__grid{grid-template-columns:1fr}.kf-expect article{padding:1.2rem 0;border-top:1px solid var(--line);border-left:0}.kf-expect article:first-child{padding-top:0;border-top:0}.kf-expect article:last-child{padding-bottom:0}
}
@media(max-width:650px){.site-header:not(.is-scrolled) .mobile-menu{top:100px;max-height:calc(100dvh - 100px)}}

/* Plnošířkový výchozí header; glass ostrov vzniká až po scrollu. */
.topbar{position:relative;z-index:81;border-bottom:1px solid rgba(226,161,126,.28);background:linear-gradient(90deg,#101823,#172333 55%,#111a25)}
.topbar__promise{color:#d4dbe3;font-size:.64rem;font-weight:700;letter-spacing:.035em}
.topbar__contacts a{display:inline-flex;align-items:center;gap:.42rem;font-weight:750}
.topbar__contacts svg{width:15px;height:15px;overflow:visible;fill:none;stroke:var(--copper);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.topbar__contacts a:hover svg{stroke:#fff;transform:translateY(-1px)}
.site-nav__home{width:34px;height:34px;display:grid;flex:0 0 34px;place-items:center;border:1px solid rgba(23,32,45,.12);border-radius:10px;background:rgba(255,255,255,.42)}
.site-nav__home:after{display:none!important}.site-nav__home svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.site-nav__home:hover{border-color:var(--copper);background:#fff}
.site-header.is-scrolled .site-nav__home{border-color:rgba(255,255,255,.22);background:rgba(255,255,255,.08)}
.mobile-menu__home{display:flex!important;align-items:center;gap:.65rem}.mobile-menu__home svg{width:18px;height:18px;fill:none;stroke:var(--copper);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.mobile-menu>a:last-child{min-height:58px;display:flex;align-items:center;justify-content:space-between;margin:14px 0 2px;padding:0 1.1rem;border:1px solid var(--copper);background:var(--copper);color:#fff;font-weight:850;box-shadow:0 12px 26px rgba(198,96,53,.28);transition:transform .18s ease,background .18s ease,box-shadow .18s ease}
.mobile-menu>a:last-child:after{content:"→";font-size:1.05rem;transition:transform .18s ease}.mobile-menu>a:last-child:hover{padding-left:1.1rem;border-color:var(--copper-dark);background:var(--copper-dark);color:#fff;box-shadow:0 16px 32px rgba(198,96,53,.36);transform:translateY(-2px)}.mobile-menu>a:last-child:hover:after{transform:translateX(4px)}
@media(max-width:900px){
 .site-header:not(.is-scrolled){padding:0}
 .site-header:not(.is-scrolled) .site-header__inner{width:100%;max-width:none;margin:0;border-radius:0}
 .site-header:not(.is-scrolled) .mobile-menu{top:116px;right:0;left:0;max-height:calc(100dvh - 116px);border-radius:0 0 18px 18px}
 .topbar__inner{width:calc(100% - 32px);min-height:44px}
 .topbar__contacts{gap:16px}
}
@media(max-width:650px){
 .topbar__inner{width:calc(100% - 28px);min-height:70px;display:grid;grid-template-columns:1fr 1fr;gap:0 12px;padding:5px 0}
 .topbar__inner>span{display:block;grid-column:1/-1;text-align:center}
 .topbar__contacts{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:8px}
 .topbar__contacts a{min-height:29px;justify-content:center;border:1px solid rgba(255,255,255,.08);border-radius:8px;background:rgba(255,255,255,.035);font-size:.63rem}
 .topbar__contacts svg{width:14px;height:14px}
 .site-header:not(.is-scrolled) .mobile-menu{top:134px;max-height:calc(100dvh - 134px)}
}
@media(max-width:650px){
 .zf-footer{padding-top:2.5rem}.zf-footer-grid{grid-template-columns:1fr;gap:2rem}.zf-footer-brand-column{grid-column:auto}
 .zf-footer h2{margin-bottom:.65rem}.zf-footer-nav,.zf-footer-contact{gap:.65rem}
 .ecosystem-links{flex-direction:column;align-items:center;gap:.7rem;margin-top:2rem}.ecosystem-links span{margin-bottom:.2rem}
 .zf-footer-legal{align-items:center;gap:1rem;padding:1.35rem 0}.zf-footer-legal p{align-items:center;flex-direction:column;gap:.3rem}.zf-footer-meta{align-items:center;flex-direction:column;gap:.35rem}
}

/* Situation cards: one visual system, colour only as orientation */
.kf-offer-card:before{height:4px;opacity:.82}
.kf-offer-card__top i,.is-liquidation .kf-offer-card__top i,.is-debt .kf-offer-card__top i,.is-unknown .kf-offer-card__top i{padding:.34rem .45rem;background:#f2eee8;color:#596574}
.kf-offer-card li:before{opacity:.78}
.kf-offer-card>strong,.is-liquidation>strong,.is-debt>strong,.is-unknown>strong{border-left-width:3px;background:#f7f4ef}
.kf-offer-card>a,.is-liquidation>a,.is-debt>a,.is-unknown>a{background:var(--ink);box-shadow:inset 4px 0 var(--green)}
.is-liquidation>a{box-shadow:inset 4px 0 var(--copper)}
.is-debt>a{box-shadow:inset 4px 0 var(--wine)}
.is-unknown>a{box-shadow:inset 4px 0 var(--violet)}
.kf-offer-card>a:hover,.is-liquidation>a:hover,.is-debt>a:hover,.is-unknown>a:hover{background:var(--ink-2);filter:none}
.kf-offer-card:hover{box-shadow:0 16px 34px rgba(23,32,45,.1);transform:translateY(-3px)}

/* Guide keeps the selected situation visible */
.kf-decision__context{align-self:stretch;padding:1rem 1.2rem;border-left:4px solid #dfa27f;background:rgba(255,255,255,.07)}
.kf-decision__context span{display:block;margin-bottom:.55rem;color:#e7a786;font-size:.6rem;font-weight:900;letter-spacing:.13em}
.kf-decision__context strong{display:block;color:#fff;font:500 1.45rem/1.12 var(--serif)}
.kf-decision__context p{margin:.65rem 0 0;color:#cbd2da;font-size:.76rem;line-height:1.55}
.kf-decision__solutions{display:flex;flex-wrap:wrap;gap:.55rem;margin:1rem 0 .65rem}
.kf-decision__solutions:empty{display:none}.kf-decision__solutions a{display:inline-flex;align-items:center;gap:.7rem;margin:0;background:#fff;color:var(--ink);border-color:#fff}
.kf-decision__solutions a:hover{background:#f2ede7;color:var(--ink)}
@media(min-width:1025px),(min-width:651px) and (orientation:landscape){
 .kf-offer .kf-decision:not([hidden]){height:400px;min-height:400px;max-height:400px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:0;padding:2rem 4rem;overflow-y:auto}
 .kf-offer .kf-decision__context{width:100%;margin:0 0 1rem;padding:0 3.5rem 1rem 0;border-left:0;border-bottom:1px solid rgba(255,255,255,.16);background:transparent}
 .kf-offer .kf-decision__context span{margin-bottom:.3rem}.kf-offer .kf-decision__context strong{font-size:1.35rem}.kf-offer .kf-decision__context p{max-width:980px;margin:.35rem 0 0;font-size:.74rem}
 .kf-offer .kf-decision__question,.kf-offer .kf-decision__result{width:100%;margin:0}
 .kf-offer .kf-decision__question h3,.kf-offer .kf-decision__result h3{max-width:1100px;margin:.35rem 0 .9rem;font-size:clamp(1.65rem,2vw,2.1rem);line-height:1.08}
 .kf-offer .kf-decision__question>div{gap:.55rem}.kf-offer .kf-decision__question button{min-height:44px}
}
@media(max-width:1024px) and (orientation:portrait){.kf-decision__context{width:min(100%,760px);margin:0 auto 1.4rem}.kf-decision__context strong{font-size:1.25rem}.kf-decision__context p{font-size:.72rem}}
.kf-decision .kf-guide-close{position:absolute;z-index:3;top:16px;right:16px;left:auto;margin:0}
.kf-decision>.kf-guide-close{display:none}
.kf-decision [hidden]{display:none!important}

/* Výrazná, ale stále solidní výzva k akci na kartách. */
.kf-offer-card>a{--cta-accent:var(--green);position:relative;isolation:isolate;min-height:60px;overflow:hidden;padding-inline:1rem;background:linear-gradient(100deg,var(--ink) 0 52%,color-mix(in srgb,var(--cta-accent) 72%,var(--ink)) 100%);background-size:210% 100%;box-shadow:inset 5px 0 var(--cta-accent),0 8px 18px rgba(23,32,45,.22);animation:kf-cta-pulse 2.2s ease-in-out infinite,kf-cta-color 3.6s ease-in-out infinite;will-change:transform,box-shadow,background-position}
.is-liquidation>a{--cta-accent:var(--copper)}
.is-debt>a{--cta-accent:var(--wine)}
.is-unknown>a{--cta-accent:var(--violet)}
.kf-offer-card>a b{display:inline-block;font-size:1rem;animation:kf-cta-nudge 1.6s ease-in-out infinite}
.kf-offer-card>a:after{content:"";position:absolute;z-index:-1;inset:-40% auto -40% -25%;width:18%;background:rgba(255,255,255,.24);transform:skewX(-18deg);animation:kf-cta-sheen 2.2s ease-in-out infinite}
.kf-offer-card>a:hover b{animation-duration:.65s}
@keyframes kf-cta-nudge{0%,72%,100%{transform:translateX(0)}82%{transform:translateX(5px)}90%{transform:translateX(-1px)}}
@keyframes kf-cta-pulse{0%,100%{transform:translateY(0) scale(1);box-shadow:inset 5px 0 var(--cta-accent),0 8px 18px rgba(23,32,45,.2)}50%{transform:translateY(-3px) scale(1.012);box-shadow:inset 7px 0 var(--cta-accent),0 15px 28px rgba(23,32,45,.34)}}
@keyframes kf-cta-color{0%,100%{background-position:0 0}50%{background-position:100% 0}}
@keyframes kf-cta-sheen{0%,20%{left:-25%;opacity:0}38%{opacity:1}62%,100%{left:118%;opacity:0}}
.is-liquidation>a{animation-delay:.18s}.is-debt>a{animation-delay:.36s}.is-unknown>a{animation-delay:.54s}

/* Na desktopu tvoří všechny závěrečné akce jediný čitelný řádek. */
@media(min-width:1025px),(min-width:651px) and (orientation:landscape){
 .kf-offer .kf-decision__result{display:flex;flex-wrap:wrap;align-items:center;gap:.65rem}
 .kf-offer .kf-decision__result>span,.kf-offer .kf-decision__result>h3,.kf-offer .kf-decision__result>p{width:100%;max-width:none;flex:0 0 100%;margin-right:0}
 .kf-offer .kf-decision__solutions{display:contents}
 .kf-offer .kf-decision__result a{min-height:48px;margin:0;padding-inline:.85rem;white-space:nowrap;font-size:.76rem}
 .kf-offer .kf-decision__result>button{min-height:48px;margin:0;padding-inline:.85rem;white-space:nowrap;font-size:.76rem}
}
@media(prefers-reduced-motion:reduce){.kf-offer-card>a,.kf-offer-card>a b,.kf-offer-card>a:after{animation:none}}
.kf-guide-handoff[hidden]{display:none!important}.kf-guide-handoff:not([hidden]){display:block}
.assessment-form [data-form-step="1"]{scroll-margin-top:130px}
@media(max-width:1024px) and (orientation:portrait){.kf-decision .kf-guide-close{position:fixed;top:16px;right:16px;left:auto}}

/* Poradna dropdown */
.site-nav__dropdown{position:relative}.site-nav__dropdown>a{display:block;padding:.7rem 0}.site-nav__submenu{position:absolute;top:calc(100% + 10px);right:-20px;width:290px;padding:.55rem;border:1px solid rgba(255,255,255,.45);border-radius:12px;background:rgba(251,248,242,.97);box-shadow:0 18px 44px rgba(23,32,45,.2);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,visibility .18s,transform .18s;backdrop-filter:blur(16px)}
.site-nav__dropdown:hover .site-nav__submenu,.site-nav__dropdown:focus-within .site-nav__submenu{opacity:1;visibility:visible;transform:translateY(0)}
.site-nav__submenu a{display:block;padding:.7rem .8rem;border-radius:7px;color:#17202d!important;font-size:.7rem;font-weight:750}.site-nav__submenu a:hover,.site-nav__submenu a:focus-visible{background:#243248;color:#fff!important;outline:0}.site-nav__submenu a+a{border-top:1px solid #ddd5ca}
.site-header.is-scrolled .site-nav__submenu a{color:#17202d!important}.site-header.is-scrolled .site-nav__submenu a:hover,.site-header.is-scrolled .site-nav__submenu a:focus-visible{color:#fff!important}.mobile-menu__sub{padding-left:1.1rem;color:var(--muted);font-size:.72rem}
.mobile-menu__accordion{width:100%;min-height:58px;display:flex;align-items:center;justify-content:space-between;padding:0 2px;border:0;border-top:1px solid var(--line);background:transparent;color:var(--ink);cursor:pointer;font-weight:800;text-align:left}
.mobile-menu__accordion i{position:relative;width:22px;height:22px;flex:0 0 22px}
.mobile-menu__accordion i:before,.mobile-menu__accordion i:after{content:"";position:absolute;top:50%;left:50%;width:13px;height:2px;background:currentColor;transform:translate(-50%,-50%);transition:transform .18s ease}
.mobile-menu__accordion i:after{transform:translate(-50%,-50%) rotate(90deg)}
.mobile-menu__accordion[aria-expanded="true"] i:after{transform:translate(-50%,-50%) rotate(0)}
.mobile-menu__accordion:hover{color:var(--copper)}
.mobile-menu__children{margin:0 0 .25rem 1rem;padding:0 0 .2rem .85rem;border-left:2px solid rgba(198,96,53,.35);background:rgba(255,255,255,.3)}
.mobile-menu__children a{padding:12px .6rem;border-top:1px solid rgba(218,208,196,.8);color:#47515e;font-size:.7rem;font-weight:700}
.mobile-menu__children a:first-child{border-top:0;color:var(--copper-dark)}
@media(max-width:900px){
 .mobile-menu{top:108px;right:16px;left:16px;max-height:calc(100dvh - 108px);padding-top:10px;border-top:0;border-radius:0 0 18px 18px;box-shadow:0 28px 55px rgba(23,32,45,.24)}
 .site-header.is-scrolled .mobile-menu{top:84px;right:20px;left:20px;max-height:calc(100dvh - 84px);border-radius:0 0 15px 15px}
}

/* Poradna hub */
.advice-hero{padding:clamp(3.5rem,6vw,6rem) 0;background:linear-gradient(135deg,var(--ink),var(--ink-2));color:#fff}.advice-hero h1{margin:.2em 0;color:#fff;font:500 clamp(3rem,5vw,5rem)/.95 var(--serif)}.advice-hero .lead{max-width:900px;color:#cbd2da}
.advice-index{padding:clamp(3rem,5vw,5rem) 0;background:#fff}.advice-list{border-top:1px solid var(--line)}.advice-list>a{display:grid;grid-template-columns:55px 1fr auto;gap:1.2rem;align-items:center;padding:1.35rem 0;border-bottom:1px solid var(--line);color:inherit;text-decoration:none}.advice-list>a>span{color:var(--copper);font-weight:900}.advice-list p{margin:0;color:var(--copper);font-size:.6rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.advice-list h2{margin:.2rem 0;color:var(--ink);font:500 1.55rem/1.1 var(--serif)}.advice-list small{color:var(--muted)}.advice-list>a>b{color:var(--ink);font-size:.72rem}.advice-list>a:hover{padding-inline:1rem;background:var(--cream)}
.advice-ecosystem{padding:3.5rem 0;background:var(--sand)}.advice-ecosystem h2{max-width:800px;margin:.2rem 0 1.5rem;color:var(--ink);font:500 clamp(2rem,3vw,3rem)/1 var(--serif)}.advice-ecosystem .shell>div{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.advice-ecosystem a{display:flex;min-height:145px;flex-direction:column;padding:1.2rem;border:1px solid var(--line);background:#fff;color:inherit;text-decoration:none}.advice-ecosystem strong{color:var(--ink);font:500 1.35rem var(--serif)}.advice-ecosystem span{margin-top:.55rem;color:var(--muted);font-size:.76rem}.advice-ecosystem a:hover{border-color:var(--copper);transform:translateY(-3px);box-shadow:0 12px 28px rgba(23,32,45,.1)}

/* Practical article expansion and official sources */
.article-practical{padding:3.2rem 0;background:var(--sand)}.article-practical__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:5vw}.article-practical h2{margin:.2rem 0;color:var(--ink);font:500 clamp(2rem,3vw,3rem)/1 var(--serif)}.article-practical ul{margin:1.2rem 0 0;padding:0;list-style:none}.article-practical li{padding:.8rem 0;border-top:1px solid var(--line)}.article-practical li:before{content:"→";margin-right:.7rem;color:var(--copper);font-weight:900}.article-practical aside{padding:1.3rem;background:#fff;border-top:4px solid var(--copper)}.article-practical aside>p:not(.eyebrow){color:var(--muted);font-size:.76rem}.article-practical aside a{display:block;padding:.65rem 0;border-top:1px solid var(--line);color:var(--ink);font-size:.7rem;font-weight:750;text-decoration:none}.article-practical aside a:hover{color:var(--copper);padding-left:.35rem}
@media(max-width:900px){.advice-ecosystem .shell>div,.article-practical__grid{grid-template-columns:1fr}.advice-list>a{grid-template-columns:42px 1fr}.advice-list>a>b{grid-column:2}.site-nav__dropdown{display:none}}
@media(max-width:650px){.advice-list>a{gap:.8rem}.advice-list h2{font-size:1.3rem}.advice-ecosystem .shell>div{grid-template-columns:1fr}}

/* Visible ecosystem hand-off on the homepage */
.kf-ecosystem{padding:3.2rem 0;background:var(--ink);color:#fff}.kf-ecosystem header{display:grid;grid-template-columns:1fr 1fr;gap:.6rem 4vw;align-items:end;margin-bottom:1.5rem}.kf-ecosystem header .eyebrow{grid-column:1/-1}.kf-ecosystem h2{margin:0;color:#fff;font:500 clamp(2rem,3vw,3rem)/1 var(--serif)}.kf-ecosystem header>p:last-child{margin:0;color:#bec7d0;font-size:.8rem}.kf-ecosystem__links{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#3a4552}.kf-ecosystem__links a{display:flex;min-height:150px;flex-direction:column;padding:1.2rem;background:#1d2735;color:#fff;text-decoration:none}.kf-ecosystem__links span{color:#dfa27f;font-size:.6rem;font-weight:850;letter-spacing:.09em;text-transform:uppercase}.kf-ecosystem__links strong{margin:.45rem 0;color:#fff;font:500 1.4rem var(--serif)}.kf-ecosystem__links small{color:#b9c3ce;font-size:.72rem}.kf-ecosystem__links a:hover{background:var(--ink-2);transform:translateY(-2px)}
@media(max-width:900px){.kf-ecosystem header,.kf-ecosystem__links{grid-template-columns:1fr}.kf-ecosystem header .eyebrow{grid-column:auto}.kf-ecosystem__links a{min-height:0}}

/* Decision routes inside the transferred article */
.article-routes{padding:3.2rem 0;background:var(--sand)}.article-routes header{max-width:900px;margin-bottom:1.6rem}.article-routes h2{margin:.2rem 0;color:var(--ink);font:500 clamp(2rem,3vw,3rem)/1 var(--serif)}.article-routes header>p:last-child{color:var(--muted)}.article-routes__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.article-routes article{--route:var(--green);display:flex;min-height:245px;flex-direction:column;padding:1.2rem;border-top:4px solid var(--route);background:#fff;box-shadow:0 12px 28px rgba(23,32,45,.07)}.article-routes .is-liquidation{--route:var(--copper)}.article-routes .is-debt{--route:var(--wine)}.article-routes .is-review{--route:var(--violet)}.article-routes h3{margin:0;color:var(--ink);font:500 1.3rem/1.08 var(--serif)}.article-routes article p{color:var(--muted);font-size:.75rem;line-height:1.55}.article-routes article a{display:flex;min-height:48px;align-items:center;justify-content:space-between;margin-top:auto;padding:0 .8rem;border:1px solid var(--ink);background:var(--ink);color:#fff;font-size:.7rem;font-weight:800;text-decoration:none;box-shadow:inset 4px 0 var(--route);transition:transform .18s,background .18s,box-shadow .18s}.article-routes article a:hover{background:var(--ink-2);box-shadow:inset 7px 0 var(--route),0 10px 22px rgba(23,32,45,.18);transform:translateY(-2px)}
@media(max-width:900px){.article-routes__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.article-routes__grid{grid-template-columns:1fr}.article-routes article{min-height:auto}}
.article-inline-guide{scroll-margin-top:110px}
.article-inline-guide .kf-decision{width:100%;margin-top:16px;background:#173b3b;color:#fff}
.article-inline-guide .kf-decision:not([hidden]){position:relative;z-index:auto;inset:auto;display:flex;height:400px;min-height:400px;max-height:400px;overflow-y:auto;flex-direction:column;align-items:flex-start;justify-content:center;gap:0;padding:2rem 4rem}
.article-inline-guide .kf-decision__context{width:100%;margin:0 0 1rem;padding:0 3.5rem 1rem 0;border-left:0;border-bottom:1px solid rgba(255,255,255,.16);background:transparent}
.article-inline-guide .kf-decision__context span{margin-bottom:.3rem}
.article-inline-guide .kf-decision__context strong{font-size:1.35rem}
.article-inline-guide .kf-decision__context p{max-width:980px;margin:.35rem 0 0;font-size:.74rem}
.article-inline-guide .kf-decision__question,.article-inline-guide .kf-decision__result{width:100%;margin:0}
.article-inline-guide .kf-decision__question h3,.article-inline-guide .kf-decision__result h3{max-width:1100px;margin:.35rem 0 .9rem;color:#fff;font-size:clamp(1.65rem,2vw,2.1rem);line-height:1.08}
.article-inline-guide .kf-decision__question>div{gap:.55rem}
.article-inline-guide .kf-decision__question button{min-height:44px}
@media(min-width:651px){.article-inline-guide .kf-decision__result{display:flex;flex-wrap:wrap;align-items:center;gap:.65rem}.article-inline-guide .kf-decision__result>span,.article-inline-guide .kf-decision__result>h3,.article-inline-guide .kf-decision__result>p{width:100%;max-width:none;flex:0 0 100%;margin-right:0}.article-inline-guide .kf-decision__solutions{display:contents}.article-inline-guide .kf-decision__result a,.article-inline-guide .kf-decision__result button{width:auto;min-height:48px;margin:0;padding-inline:.85rem;white-space:nowrap;font-size:.76rem}}
@media(max-width:650px){.article-inline-guide .kf-decision:not([hidden]){height:auto;min-height:0;max-height:none;padding:1.4rem;overflow:visible}.article-inline-guide .kf-decision__context{width:100%;margin:0 0 1rem;padding:0 0 1rem;border-left:0;border-bottom:1px solid rgba(255,255,255,.16);background:transparent}.article-inline-guide .kf-decision__question>div{display:grid;grid-template-columns:1fr}.article-inline-guide .kf-decision button,.article-inline-guide .kf-decision a{width:100%}.article-inline-guide .kf-decision__solutions{display:grid}}
.pl-form-profile{display:grid;grid-template-columns:auto 1fr;gap:.9rem;align-items:start;margin:0 0 1rem;padding:0 0 1rem;border-bottom:1px solid var(--line)}
.pl-form-profile>span{padding:.26rem .5rem;border-left:3px solid var(--green);color:var(--green-dark);font-size:.6rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}
.pl-form-profile strong,.pl-form-profile small{display:block}.pl-form-profile strong{color:var(--ink);font:500 1.05rem/1.15 var(--serif)}.pl-form-profile small{margin-top:.2rem;color:var(--muted);font-size:.68rem;line-height:1.45}
@media(max-width:650px){.pl-form-profile{grid-template-columns:1fr;gap:.45rem}}
.error-page-body{background:var(--paper,#f6f1e8)}
.error-page{overflow:hidden;background:#f6f1e8;color:#17202d}
.error-page__hero{padding:clamp(3.5rem,7vw,7rem) 0 clamp(3rem,6vw,6rem);background:linear-gradient(135deg,#f8f3eb 0%,#f4ede3 62%,#eadfd0 100%)}
.error-page__hero-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(19rem,.72fr);gap:clamp(2rem,6vw,7rem);align-items:center}
.error-page__copy{max-width:56rem}
.error-page__mark{display:flex;align-items:center;gap:.15em;margin:.3rem 0 .25rem;font-family:Georgia,'Times New Roman',serif;font-size:clamp(5.8rem,13vw,11rem);font-weight:700;line-height:.86;letter-spacing:-.08em;color:#17202d}
.error-page__mark img{width:.62em;height:.62em;object-fit:cover;border-radius:.08em;box-shadow:0 .08em .25em rgba(23,32,45,.12)}
.error-page__copy h1{max-width:14ch;margin:1.25rem 0 1rem;font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.5rem,5vw,5.4rem);font-weight:500;line-height:.98;letter-spacing:-.045em}
.error-page__copy>p:not(.eyebrow){max-width:43rem;margin:0;color:#637083;font-size:clamp(1.05rem,1.55vw,1.3rem);line-height:1.65}
.error-page__actions{display:flex;align-items:center;gap:1.5rem;margin-top:2rem;flex-wrap:wrap}
.error-page__actions .button{display:inline-flex;align-items:center;justify-content:space-between;gap:2rem;min-width:18rem;padding:1.15rem 1.35rem;background:#cf6335;color:#fff;text-decoration:none;box-shadow:0 1rem 2.25rem rgba(207,99,53,.2);transition:transform .22s ease,box-shadow .22s ease,background .22s ease}
.error-page__actions .button:hover{transform:translateY(-3px);background:#b95129;box-shadow:0 1.35rem 2.8rem rgba(207,99,53,.3)}
.error-page__home{color:#17202d;font-weight:800;text-underline-offset:.35em;transition:color .2s ease}
.error-page__home:hover{color:#cf6335}
.error-page__help{position:relative;padding:clamp(1.7rem,3vw,2.5rem);background:#17202d;color:#fff;border-top:5px solid #cf6335;box-shadow:0 1.8rem 4rem rgba(23,32,45,.18)}
.error-page__help:before{content:'';position:absolute;right:1.5rem;top:1.5rem;width:3rem;height:3rem;border:1px solid rgba(255,255,255,.15);border-radius:50%}
.error-page__help h2{margin:.8rem 0 .8rem;font-family:Georgia,'Times New Roman',serif;font-size:clamp(1.8rem,3vw,2.6rem);font-weight:500;line-height:1.05}
.error-page__help>p:not(.eyebrow){margin:0 0 1.5rem;color:#cbd3df;line-height:1.6}
.error-page__help>a{display:flex;justify-content:space-between;gap:1rem;padding:1rem 1.1rem;background:#cf6335;color:#fff;font-weight:800;text-decoration:none;transition:background .2s ease,transform .2s ease}
.error-page__help>a:hover{background:#e27648;transform:translateX(3px)}
.error-page__help>div{display:flex;flex-direction:column;gap:.25rem;margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid rgba(255,255,255,.16)}
.error-page__help>div span{color:#9eabbc;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}
.error-page__help>div a{color:#fff;font-family:Georgia,'Times New Roman',serif;font-size:1.55rem;text-decoration:none}
.error-page__routes{padding:clamp(3.5rem,6vw,6rem) 0}
.error-page__routes header{display:flex;align-items:end;justify-content:space-between;gap:2rem;margin-bottom:2rem;border-bottom:1px solid #d8cfc2;padding-bottom:1.5rem}
.error-page__routes header h2{margin:0;font-family:Georgia,'Times New Roman',serif;font-size:clamp(2rem,3.5vw,3.6rem);font-weight:500;letter-spacing:-.03em}
.error-page__route-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.error-page__route-grid>a{display:flex;min-height:17rem;flex-direction:column;padding:1.7rem;background:#fff;color:#17202d;border-top:4px solid #c9bda8;text-decoration:none;box-shadow:0 .8rem 2.4rem rgba(23,32,45,.06);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.error-page__route-grid>a:hover{transform:translateY(-5px);border-color:#cf6335;box-shadow:0 1.2rem 3rem rgba(23,32,45,.12)}
.error-page__route-grid span{color:#cf6335;font-size:.82rem;font-weight:900;letter-spacing:.12em}
.error-page__route-grid strong{display:block;margin:1.4rem 0 .65rem;font-family:Georgia,'Times New Roman',serif;font-size:1.75rem;font-weight:500;line-height:1.1}
.error-page__route-grid p{margin:0;color:#687487;line-height:1.55}
.error-page__route-grid b{margin-top:auto;padding-top:1.5rem;font-size:.92rem}
@media(max-width:900px){.error-page__hero-grid{grid-template-columns:1fr}.error-page__help{max-width:38rem}.error-page__route-grid{grid-template-columns:1fr}.error-page__route-grid>a{min-height:0}.error-page__routes header{align-items:start;flex-direction:column}}
@media(max-width:600px){.error-page__hero{padding:2.8rem 0 3.2rem}.error-page__mark{font-size:6.6rem}.error-page__copy h1{font-size:2.65rem}.error-page__actions{align-items:stretch;flex-direction:column}.error-page__actions .button{min-width:0;width:100%}.error-page__home{text-align:center}.error-page__help>div a{font-size:1.3rem}.error-page__routes{padding:3rem 0}}